You may have heard of friends or family having more than one checking account. Why, you ask would people want or need more than one checking account? Well there are many different reasons ranging from dedicated specific accounts for defined expenses to keeping money separate from your spouse in case of a separation/divorce and all…
One of the questions I hear most often is, “Do I need to get new personal checks if any of the personal information printed on them is no longer current? While it may not seem necessary to have to replace your checks because your address or other information has changed, you really should. It is…
Check fraud is one of the growing challenges facing individuals, businesses and financial institutions today. However, there are built in security features that come standard on most personal checks that make it increasingly difficult for criminals to manipulate checks and leave a wave of innocent victims in their wake. One form of check fraud consists…
While writing out your bills this month you realize that you are down to your last book of checks. For most people, the thought is, “No problem I’ll just drop off that form the next time I go to the bank.” After all, your checking account is with your bank, so don’t you have to…
Why do I need a checking account when I can use credit cards and debit cards? You may not see as many checks written at the checkout counter, but just because you don’t see checks being written as often as you used to, does not mean that they are not a vital part of your…
Check fraud was once an easy feat for an experienced criminal. However, recently there have been numerous advancements in the personal check printing industry that help prevent and detect check fraud. The American National Standards Institute (ANSI) has created industry standards and practices for personal bank checks that significantly reduce the risk of check fraud…
When you go to the store to make a purchase, you have multiple payment options: Cash, check, credit card or debit card. There are even ways of paying for things via applications on your cell phone such as Google Wallet. With the growth in electronic payment options comes the increase in ways people can gain…