checkwriting

Relying On “Float” When Writing Personal Checks

Many of us write checks for groceries, PTO responsibilities, Boy Scouts or Brownies, etc. Those checks usually came with a “float” time, the time between when the check was written until it gets processed at the bank and the amount is taken out of your account. With today’s technology, is that buffer time still available?…

march-madness-graphic

The Storied History of March Madness

The NCAA created the Men’s Division I Basketball Tournament in 1939 to determine a national champion among major college basketball programs. The tournament includes the conference champions from all 32 Division 1 conferences, and 36 at large bids. The total field of 68 is then split into four separate regionally divided brackets, with each bracket…

writingcheck

Member FDIC: What Does it Mean?

You’ve probably heard the phrase “Member FDIC” and it sounds like a good thing, but what exactly does it mean? In short, a member of the FDIC is a banking institution that pays a premium for all the money deposited by its customers to a federal agency that insures the money is there to stay,…

Personal checks

What Personal Information Should You Put on a Check?

When you order from Bradford Exchange Checks, you may wonder what personal information you should have printed on your checks. It’s a good question: after all, choosing the right information to include on your checks is an important part of protecting yourself from identity theft, keeping your finances safe, and making sure the information you…

atm

3 Reasons Why You Want to Avoid the ATM and Use Checks

Think checks are outdated? Think again! There are times when a check is not only useful but also better for payment verification and security. Checks give you a payment backup in case a company accidentally loses your billing or payment record.  Using checks is also cheaper than using the ATM with most banks. Debit cards and…