atm

3 Reasons Why You Want to Avoid the ATM and Use Checks

Think checks are outdated? Think again! There are times when a check is not only useful but also better for payment verification and security. Checks give you a payment backup in case a company accidentally loses your billing or payment record.  Using checks is also cheaper than using the ATM with most banks. Debit cards and…

Mickey Mouse

Express Yourself with Personal Checks

Even with online bill payments and other electronic options, many consumers still write a lot of personal checks. From paying the rent or mortgage and utilities, to taking care of the PTA or paying for other school functions and resources, personal checks still play a big role in your financial life. One of the best…

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The Proper Way to Cancel a Check

Need to cancel a check? It is important that you follow the right steps in the right order to make sure your check is cancelled properly. This will ensure you are not charged any unexpected fees and that the check does not clear. You will also help alleviate any confusion on the part of your…

Federal-Laws

Federal Laws on Check Processing

The federal laws that govern how banks process checks have been in place since 1987. The Expedited Funds Availability Act (EFAA) is very detailed and addresses every type of deposit transaction, including international transfer of funds. For the average citizen, however, three stipulations are particularly relevant to everyday banking. The EFAA requires that: • Your…

checks_main

What Type of Checking Account is Best for Me?

A variety of checking accounts types are available depending on your financial, saving and spending needs. Learning how these different types of checking accounts work helps ensure you get the most value from your account. Here are a few of the most common types of checking accounts and the major features they offer. Simple Checking…

intermural-basketball-1

Let The Madness Begin

For those of you who don’t already know, The NCAA Men’s Division I Basketball Championship, or March Madness, will be starting on Tuesday March 18th. It is a single-elimination tournament featuring 68 college basketball teams and is played to determine the national champion of Division I college basketball teams. The tournament was created in 1939…