I have more than 30 years of experience in the financial and consumer savings industry, supporting the needs of both consumers across the country. With a focus on financial responsibility for consumers, I have been able to help individuals, families and small businesses insure their greatest wealth and opportunity for financial growth. Providing considerable ways to create savings, this has allowed folks across the country to be able to enjoy what they are buying, while saving on their purchases, yet still increasing their financial worth. This allows them to save more for the future, and enjoy more of what they like versus need now as well. Follow me on Google+
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Hockey fans the world over know that the Stanley Cup Finals are here. To celebrate and let everyone know which team you are rooting for, wouldn’t it be great if you had NHL Team Personal Checks from The Bradford Exchange Checks. Every time you write a check that has your team’s logo on it, you’ll…
The federal laws that govern how banks process checks have been in place since 1987. The Expedited Funds Availability Act (EFAA) is very detailed and addresses every type of deposit transaction, including international transfer of funds. For the average citizen, however, three stipulations are particularly relevant to everyday banking. The EFAA requires that: • Your…
A variety of checking accounts types are available depending on your financial, saving and spending needs. Learning how these different types of checking accounts work helps ensure you get the most value from your account. Here are a few of the most common types of checking accounts and the major features they offer. Simple Checking…
For those of you who don’t already know, The NCAA Men’s Division I Basketball Championship, or March Madness, will be starting on Tuesday March 18th. It is a single-elimination tournament featuring 68 college basketball teams and is played to determine the national champion of Division I college basketball teams. The tournament was created in 1939…
In today’s society, most everyone is on a tight budget due to the current tough times in our economy. That’s why it has become more important than ever to find the best deals possible, even on our day to day purchases. Fortunately, there is rarely a need to pay full price for anything these days.…
You may have heard of friends or family having more than one checking account. Why, you ask would people want or need more than one checking account? Well there are many different reasons ranging from dedicated specific accounts for defined expenses to keeping money separate from your spouse in case of a separation/divorce and all…
One of the questions I hear most often is, “Do I need to get new personal checks if any of the personal information printed on them is no longer current? While it may not seem necessary to have to replace your checks because your address or other information has changed, you really should. It is…
Check fraud is one of the growing challenges facing individuals, businesses and financial institutions today. However, there are built in security features that come standard on most personal checks that make it increasingly difficult for criminals to manipulate checks and leave a wave of innocent victims in their wake. One form of check fraud consists…
While writing out your bills this month you realize that you are down to your last book of checks. For most people, the thought is, “No problem I’ll just drop off that form the next time I go to the bank.” After all, your checking account is with your bank, so don’t you have to…
Why do I need a checking account when I can use credit cards and debit cards? You may not see as many checks written at the checkout counter, but just because you don’t see checks being written as often as you used to, does not mean that they are not a vital part of your…
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