When you open a new checking account and order a new set of personal checks, you will be offered a number of different options. Specifically, you will be asked if you prefer single or duplicate checks. Each option has its merits and drawbacks, and it is important to understand the differences to make your choice accordingly.

If you are comfortable using a check register and prefer to record your checks in that manner, single checks will probably do just fine. Single checks are intended to be used with a check register. Each time you write a check, you record the amount of the payment and the name of the company or individual you are paying in the register and adjust your balance accordingly.

If you prefer to retain a copy of each check you write and each payment you make, duplicate checks are probably the best option. As the name suggests, duplicate checks give you a duplicate copy of every check. When you complete the check, the information is transferred to the duplicate form underneath. That makes it easy to go back and see which checks you have written without waiting for your bank statement to arrive.

Duplicate checks are particularly good for customers who may need to provide proof of payment. This makes identifying which check was written so you can more easily obtain a copy for your bank or print a copy online for verification of payment.. Having the duplicate check right at hand helps proving you paid a lot easier.

It is important to keep in mind that duplicate checks typically cost a bit more than single checks. If you do not need the extra benefits that duplicate checks provide, you can save some money by ordering single checks instead.  For more information on check styles and choices, visit www.bradfordexchangechecks.com and review the options and choices for the over 500 designs offered.