It seems that our lives are constantly in motion with both big and small changes occurring frequently.  Hopefully most of these changes lead you to bigger and greener pastures!  Sometimes, however, when we experience these changes there are smaller follow up tasks that need to be done.  Many of these tasks get put on the back-burner as we continue with our daily lives.

If any of these changes cause you to change address, change your name, change your banking information, etc. you may find yourself holding onto personal checks with outdated information.  What are your options with these checks?

Good news here.  Checks with outdated information are still perfectly legal.  If your name, address, or phone number have changed you can simply cross out the information that needs updating and handwrite the correct information in.  Be sure to initial the change to declare that it was indeed you that changed that information.

Even though use is legal, it is not recommended and in many situations retailers and recipients may not still accept them. Instead it is best to use current checks or replace those with “old” information as soon as possible

If your banking information changed though, you will need to update the checks.  The bank uses processing equipment that reads the MICR line.  The MICR line contains information on your financial institutions routing number, your personal checking account number, and the individual check number.  Therefore, this would be a reason to get your checks changed.

Luckily, it is now easier and more convenient to order personal checks than any other time in history.  A simple visit to Bradfordexchangechecks.com will provide you with over 600 designs to choose from.